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Contents posted can be set to "Private", and then only the user can view it.In China, users who have provided bank account information may use the app to pay bills, order goods and services, transfer money to other users, and pay in stores if the stores have We Chat payment option.Privacy in We Chat works by groups of friends - only the friends from the user's contact are able to view their Moments' contents and comments.The friends of the user will only be able to see the likes and comments from other users only if they are in mutual friends group.A month after its launch, We Chat Pay's user base expanded from 30 million to 100 million users, and 20 million red envelopes were distributed during the New Year holiday.In 2016, 3.2 billion red envelopes were sent over the holiday period, and 409,000 alone were sent at midnight on Chinese New Year.

Users who link their credit card can only make payments to vendors, and cannot use this to top up We Chat balance.

In 2016, We Chat started a service charge if users transferred cash from their We Chat wallet to their debit cards.

On March 1, We Chat payment stopped collecting fees for the transfer function.

The service account is for businesses or organizations to access more advanced features on We Chat.

It offers more Application Programming Interfaces (APIs) than subscription accounts, and companies and organizations can create their own applications based on We Chat APIs.

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